PRIVATE PLACEMENT FUNDING SOLUTIONS FOR ACCREDITED INVESTORS

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Fixed Rate vs. Adjustable Rate Mortgages

Conventional loans include “fixed rate” and “adjustable rate” mortgages. A fixed rate mortgage has a predetermined interest rate throughout the life of the loan; the most common are for 30 years. An adjustable rate mortgage has a variable interest rate; the most common are for 5, 7, or 10 years.

Listings

After you’ve made an offer on a home, you’ll need to schedule an inspection, which costs around $500 – $800, depending on the market. The inspector will go through every nook and cranny, and review things like the plumbing, electrical, foundation, walls, heating, and appliances.

CHAPTER 13 AND 7 FACTS

Under Chapter 13, a codebtor stay comes into effect upon the filing of the petition under certain conditions. 11 U.S.C. § 1301. Generally, the codebtor stay prevents collection of a consumer debt against any individual who is liable on the debt with the debtor, “or that secured such debt.” The language of Section 1301(a) “is broad…

TITLE INSURANCE :

Who is Protected by Title Insurance? A buyer or a lender may be protected by a title in- surance policy. A buyer may purchase an owner’s title insurance policy and will be the named insured on that policy. The buyer’s lender will require a loan policy, and that lender will be the named insured on…

HOW TO HUD A-L

Who formed us in his own image, and the breath of that universal love which bears and sustains us, as it floats around us in an eternity of bliss; and then, my friend, when darkness overspreads my eyes.

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